Study Break8:41 AM
There are ups, and there are downs. Wednesday was a pretty nice up since everyone at our work got incentive comp checks! I am not going to brag too much, but it was almost like having two checks this week. I sat around thinking of what to do with it, put it in the savings, buy a new mattress, pay off some bills....whatever! We also were told that the whole company is going to be put under evaluation, and therefore, an estimate is going to be done on salaries, which hopefully means that we will all get raises (finally!) It probably wont even happen until next year but it is good to know that something is going to happen, and, next year is coming pretty close!
Then I learned yesterday morning that the sellers did not accept our offer on the house. They didn't even make a counter-offer! Kyle and I talked about it, over the past eight months we have looked at over 40 houses, and put offers on four. We have spend countless hours online looking at houses, driving past them to get a better idea, and then we found a great one, but no, they don't accept our offer. We decided to just pay the asking price, but then we got a call from our lender, and we no longer qualify for our loan because the terms changed over the past two weeks. Our credit scores are too low. So now we can't get that house or any house. I cried about six times today because I wanted that house so bad, and then everything came at me at once: Why didn't I do better in high school and qualify for scholarships? Then I wouldn't have charged three plus years of school on my credit cards when I was at community college. I have knocked some of my debt down and I have not used my credit cards in over a year, but now I have all of Oakland to pay off when I graduate. Our Realtor is going to contact another company for us to see if we can get a loan through them, either that or we wait two months to see if our credit scores go up, we are only a few points away. I am hoping if we have to wait two months, that the house won't sell, but I doubt it. All I can do is wait and see, and that really sucks.
I know that today will be better, for one, it's Friday and I am only working a half-day. Two, my friend Suzzie is staying over tonight and we are going to have a study party, chez-moi. Three, I am babysitting Trip again so I get to squeeze another puppy! And Four, Halloween is this weekend! I tried to look for an outfit today at Forever 21, but I am not sure on what to wear still. I did get a Weezer T-shirt from Hot topic! (yay birthday money!)
Shirt-Gift from Lauren
Skirt-Lauren via Here to There
Belt & Scarf-Target
Shoes-Second Skin's Etsy